#DAILY EXPENSE TRACKER PRINTABLE FREE HOW TO#
#DAILY EXPENSE TRACKER PRINTABLE FREE SOFTWARE#
#DAILY EXPENSE TRACKER PRINTABLE FREE SERIES#

We have been tracking our daily spending for ten twelve years. But he got used to it, and now he reminds me! When we first started, I had to keep reminding my husband to write down anything he spent - from cappuccino to bus fare. I created a version of this chart in my first months of marriage when it seemed as if our money was being sucked into a black hole. With this low-tech but high-functioning chart, all you have to do is click print. But who wants to fiddle with devising a system or learning complicated software?

For me, YNAB makes it tolerable and it works.Experts are always telling us that to get a handle on our spending we must our record our expenses. If managing you money going forward it what you want (not just looking at where the money you had has already gone), then good budgeting is what you need. I guess this has turned into a sales pitch, which wasn’t my original intention (I don’t work for them), but so far, I haven’t found anything better. There is also a really helpful online forum, online seminars and support from the company. It doesn’t have as many features as Quicken or Mint or Yodlee, but it does budgeting spectacularly.

#DAILY EXPENSE TRACKER PRINTABLE FREE SOFTWARE#

I’ve been using YNAB for 2 years now and it is the only financial software that I have ever managed to stick with. It also allows you to change things as you go since life doesn’t always let you follow you budget exactly. It allows you to set a budget and monitor you performance in adhering to it. In the end, I found YNAB (You Need A Budget). Also, I couldn’t find a website that had decent budgeting capabilities. Like Stu, I also didn’t want to put all my financial info and bank details into some 3rd party website. I used to use spreadsheets like this and they are great for keeping track of where you spent your money, but knowing what happened in the past is really only of limited usefulness. So cut back, and use that found money - which is YOUR MONEY - and save it in an emergency fund, reduce debt, and increase your net worth. I have a hunch that after tracking your expenses, you’ll see the shopping patterns and spending places where you can cut back. I want you to Fall in love with your Personal Savings Rate and increase the percentage of your saved income by not consuming it.

Final Steps: Improve your personal savings rate

#DAILY EXPENSE TRACKER PRINTABLE FREE SERIES#

There are a dozen free downloads, worksheets, and spreadsheets throughout this series to help you get your money on track, so go check it out.

#DAILY EXPENSE TRACKER PRINTABLE FREE HOW TO#

I’ve written a whole series on budgeting called: How to Build a Budget. Tally your expenses during the month and add them to the Free Budget Spreadsheet under the right category. Step Three: Add spending totals to your budget Just be sure to track all your cash, credit card, and debit card purchases to see where you’re blowing your dough. It may seem like a lot of work at first, but over time you’ll find that a daily money tracking system is an easy habit to keep. Save your receipts and tally your spends every day. Be an Expense Tracker Step One: Download!ĭownload your preferred tracking method - the worksheet (PDF), spreadsheet (XLS), or both.įill in your spending categories across the top.ĭownload: Track Your Expenses Worksheet (PDF)ĭownload: Track Your Expenses Spreadsheet (XLS)

It’s a bummer for this blogger ’cause I’d like to thank him for his idea. The only problem with Stu is every time I reply to his super nice email, my response bounces.

The second is a full-on expense tracker spreadsheet that does the math for you. The first is a simple printable worksheet for carrying around in your purse or wallet. Since I like Stu, I went ahead and built him not one, BUT TWO expense tracker downloads. Stu just wants a simple spreadsheet to get his expenses tracked with little fuss and no muss. You see, Stu doesn’t want to link his bank accounts to third-party online budgeting systems or deal with complex budget software programs when it comes to counting cash. He sent me a super nice email asking for a simple solution to his expense tracking dilemma. Stu is a smart guy, he asked me for an “Expense Tracker”.

Daily expense tracker printable free